Experience and Fit
- —Have you handled commercial or MCA disputes?
- —How often?
- —What types?
- —Have you handled matters involving multiple MCA creditors?
- —Are you familiar with purchased-receivables agreements and MCA structures?
- —Do you primarily litigate, negotiate, or both?
Scope of the Engagement
- —What exactly is included in the engagement?
- —What is excluded?
- —Does the engagement include negotiation?
- —Does it include litigation?
- —Does it cover one MCA creditor or all relevant creditors?
- —How do you determine the scope of what you will handle?
Fees and Costs
- —How are fees structured?
- —What additional costs may arise (court, filing, expert, discovery, travel, third-party)?
- —What can generate additional fees?
- —How are additional creditors handled?
- —What happens to the fees if the matter becomes prolonged?
- —Will I receive the scope and fee arrangement in writing?
Who Handles the Matter
- —Who will actually handle my matter?
- —Who will be my day-to-day point of contact?
- —How will communication work?
- —What communication should I expect?
Jurisdiction and Strategy
- —What jurisdictional issues may matter?
- —What documents should I provide?
- —What outcomes are realistically possible?
- —What happens if another creditor files suit?
The Real Question Is Not Only Cost
It is also what exactly you are paying the attorney to solve. A lower fee for the wrong scope may not solve your problem; a larger engagement may be unnecessary if the issue is narrower. Understand scope and economics before signing.
Before Signing, Understand
Pre-Engagement Checklist
- Who will actually handle the matter?
- What exactly are they being retained to do?
- Does the engagement cover negotiation?
- Does it cover litigation?
- Does it cover every MCA creditor or only one?
- What is excluded?
- How is the initial fee/retainer structured?
- What can generate additional fees?
- How are additional creditors handled?
- What happens if litigation becomes prolonged?
- What communication should you expect?
- Is the scope documented in writing?
- Is the fee arrangement documented in writing?
We Do Not Promise Outcomes
These questions help you evaluate an engagement. They do not guarantee any result. Any attorney independently determines whether to accept a matter, and any representation requires a separate engagement directly with the attorney.
Key Distinctions
What the attorney is retained to do — and what is excluded.
How the attorney charges and what can generate additional fees.
The written contract defining the attorney-client relationship.
Key Takeaways
- 01Ask about experience, scope, fees, who handles the matter, and jurisdiction.
- 02The real question is not only cost but what you are paying to solve.
- 03Use the pre-engagement checklist before signing any engagement.
- 04These questions do not promise outcomes; representation requires a separate engagement.
Not a law firm. MCA Debt Attorney and MYMCAOPTIONS LLC are not law firms and do not provide legal advice. Submitting your situation through this website does not create an attorney-client relationship. Where appropriate, users may be connected with independent legal counsel through a separate engagement.